LIC AAO Recruitment 2025 — Complete Guide
Everything about LIC Assistant Administrative Officer (AAO) 2025: official dates, exam pattern, syllabus, selection process, eligibility, fees, salary, probation/bond, and essential links.
Important Dates (as per Official Notification)
| Event | Date |
|---|---|
| Start of online registration & fee payment | 16 August 2025 |
| Last date to apply & pay fees | 08 September 2025 |
| Prelims (tentative) | 03 October 2025 |
| Mains (tentative) | 08 November 2025 |
| Call letter download | ~7 days before the exam |
Dates are tentative where stated and may be revised by LIC; always verify on the official Careers page.
Vacancies (AAO Generalist)
Total: 350 posts (category-wise breakup in notification). Specialist AAO & Assistant Engineer posts are notified separately.
Pay & Benefits (AAO)
Basic Pay: ₹88,635/- per month; Approx. Gross (A-Class city): ~₹1,26,000/- p.m. plus benefits (pension, gratuity, medical, group insurance, loans, allowances, etc.).
Eligibility (as on 01 August 2025)
| Criteria | Requirements |
|---|---|
| Nationality | Indian citizen |
| Age | 21 to 30 years (born between 02.08.1995 and 01.08.2004, both dates inclusive); upper-age relaxations for SC/ST/OBC/PwBD/Ex-Servicemen/Confirmed LIC employees as per rules. |
| Education | AAO (Generalist): Bachelor’s Degree in any discipline from a recognized University/Institution. (Result must be declared on or before 01.08.2025.) |
Exam Pattern — Prelims (Phase I)
Online objective test with sectional timing. No negative marking. English is qualifying and not counted for merit.
| S. No. | Section | Questions | Marks | Duration |
|---|---|---|---|---|
| 1 | Reasoning Ability | 35 | 35 | 20 minutes |
| 2 | Numerical Ability | 35 | 35 | 20 minutes |
| 3 | English Language (Grammar, Vocabulary, Comprehension) | 30 | 30* | 20 minutes |
| Total: 100 questions, 60 minutes. *English is qualifying; marks not counted for ranking. | ||||
Exam Pattern — Mains (Phase II)
Online objective test (separate sectional timing) + descriptive English. No negative marking. Descriptive English is qualifying.
| S. No. | Section | Questions | Marks | Duration |
|---|---|---|---|---|
| 1 | Reasoning Ability | 30 | 90 | 40 minutes |
| 2 | General Knowledge & Current Affairs | 30 | 60 | 20 minutes |
| 3 | Data Analysis & Interpretation (a.k.a. Professional/Quant section) | 30 | 90 | 40 minutes |
| 4 | Insurance & Financial Market Awareness | 30 | 60 | 20 minutes |
| Total Objective: 120 Qs, 300 marks, 120 minutes. | ||||
| 5 | English (Descriptive): Emails/Reports/Situation Analysis & Precis Writing [Qualifying] | 2 | 25 | 30 minutes |
For AAO (Legal) and Specialist/AE posts, paper names may vary; refer respective notifications.
Selection Process & Final Merit
- Prelims — Qualifying; used for shortlisting to Mains (category-wise ratio).
- Mains — Objective (300) + Descriptive English (qualifying).
- Interview — Shortlisted based on Mains score.
- Final Merit = Mains (300) + Interview; Prelims marks are not added. Medical exam before appointment.
Syllabus (Focused Topics)
Reasoning
- Statement-based questions, Syllogism
- Seating Arrangement (linear/circular), Puzzles
- Coding–Decoding, Alphanumeric Series
- Blood Relations, Analogy, Odd One Out
Quantitative / DA&I
- Data Interpretation, Number Series, Simplification/Approximation
- Time & Work; Speed–Distance–Time
- Percentages, Ratio & Proportion, Averages
- Profit–Loss, SI–CI, Mixture & Allegation
English (Qualifying)
- Reading Comprehension, Cloze Test, Para arrangement
- Error Spotting, Sentence Improvement
- Grammar & Vocabulary, Synonyms–Antonyms
- Descriptive: emails/reports/situation analysis & précis
General/Financial Awareness
- Current Affairs (6–8 months), National economy
- Insurance & Banking industry updates
- Financial markets, regulatory bodies
- Static GK (awards, capitals, currencies, etc.)
Application Fee / Intimation Charges
- SC/ST/PwBD: ₹85 + transaction charges + GST
- All others: ₹700 + transaction charges + GST
Probation & Bond
- Probation: 1 year (extendable up to 2 years)
- Service Bond: Undertaking to serve minimum 4 years; liquidated damages ₹5,00,000 on breach
Exam Centres & PwBD Formats
Examination centres list (Annexure-I) and scribe/disability certificate formats are provided in the official links below. Candidates should choose centres carefully during application.
🔗 Quick Links
| Action | Link |
|---|---|
| Apply Online | Click Here |
| Notification — AAO (Generalist) | PDF (English) |
| Notification — AAO (Specialists) & AE | PDF (English) |
| Annexure — Exam Centres | Download |
| LIC Careers Page | Open |
| News Coverage (Dates & Vacancies) | HT Report |
Tip: Keep your browser pop-ups enabled while paying fees and downloading the e-receipt/call letters.
Preparation Strategy (Quick)
- Target sectional cut-offs: practice with sectional timers; replicate exam UI.
- For DA&I: daily DI sets (tables, charts, caselets); revise arithmetic foundations.
- GK/Financial Awareness: maintain a weekly digest focused on insurance/banking.
- English Descriptive: write one email/report/precis each week; get feedback.
- Attempt full-length mocks; analyse accuracy and time spent per question.